Started in 2010 by friends, 查理 and 亚伦 (who were both blogging at the time)–their goal was to keep each other accountable in their financial lives and 摆脱债务 with the hopes their journey might help others out as they wrote about 保存方式 and make more money, becoming financially free and offering various 产品和服务的评论.
查理 每天都是IT专业人员（现在没有债务）， 亚伦 is a full-time graphic designer and publisher and our current“third guy”, 马修，是一名高中数学老师。
The guys do not work for any financial institutions / or other companies. On occasion, we will enter into a content partnership only if we have direct experience with the product or service. （更多 赞助)
All the guys have positive net worths. And, more importantly, are followers of Jesus Christ.
We primarily earn money for the website in these three areas: 会员收入, content partnerships and advertising.
用 会员收入, we may earn a commission when we recommend a product or service to readers. So, if you visit our 文章 on 共和国无线 and decide to visit their website via the link on that review and end up purchasing their phone service, we earn a commission on that. Since we really only recommend products and services we have personally used (or are using)–we feel comfortable in earning money through this avenue.
内容合作 happen when a company approaches (sometimes, we'll approach) us with a desire to write about a certain topic related to personal finances and their marketing initiatives. We then craft these 文章s around their goal to educate others about their product or service, but ensuring these pieces are helpful. We also make sure we disclose to the reader any relationship we may have with the company in the 文章.
您可能会注意到我们很少 广告– and we hope this enriches your experience at the site. We personally don't like a lot of ads when we visit other websites–so don't wish to force that on our readers. But we do put a Google Adsense banner in the sidebars and footers and on various 文章s to help support what we're doing. This is not a major source of income for us. We are also approached by various advertisers individually about placing banners or ads on the site (but we turn down 75% of these requests).
When we first starting blogging, a lot of other bloggers were writing anonymously. But, with trust being so important on the web–this has changed, causing many more bloggers to“come out”and share photos of themselves and families.
We have 共享 some personal photos and video from time to time–but we still (largely) blog anonymously for a couple of reasons. One is job-related. Currently, one of us works in a government position that requires us to keep our personal life, private. Another reason is that our anonymity is important to us. Our main goal for the site is to share our experiences in the hopes that others may benefit from it. Not to gain notoriety or fame.
查理有 共享 more of his personal finances with readers and more recently (2018) made the last payment on his mortgage to become totally debt-free.
亚伦 is still paying off his wife's student loan and home. But, his hopes are to build enough 商业 收入成为财务自由。
马修没有债务，但是从那以后 另一抵押 为他成长中的家庭购买更大的房子。
One of 亚伦's favorite burger joints is Five Guys. When we first started the site, there were three of us thrifty guys–so we put two and two together and the name stuck.
Here's just a few products and services that we recommend and use:
- 报价量 （在线报价）
我们大多数人通过 戴夫·拉姆西. So, we appreciate and adhere to much of what he espouses in terms of getting one's finances in order. We also recommend books like the 宝藏原则 (Randy Alcorn), and some of the PF bloggers out there (Get Rich Slowly, Seedtime, Bible Money Matters, Matt 关于 Money and others).
We love getting offers to write for us from our regular readers. Here's 回顾 that one of our readers did for us on a cell service that he uses. From time to time, we will accept guest posts from other bloggers and writers–but it is rare. We value our readership and do not want to present them with information that we don't trust or that are too salesy.