我当然可以't blame my parents for my problems with debt. They were very conservative with 的ir money and lived debt-free. Mom used coupons and dad shopped 的 scratch-n-dents (In fact, I don't remember many appliances that didn't have some sort of scratch or dent).
When I finally hit bottom with my debt, I was $40k in 的 hole with $20k of that coming from credit cards alone. I knew that I needed to get a grip and wake-up. I was living in a dream world where I figured 的 next big “gig” would get me out of 的 hole and set me on 的 path to easy street.
One of 的 things that 激励我摆脱债务 我的想法是，如果我要“kick it”。我不想留下债务的遗产。我想要父母留下的同样的遗产：他们的名字没有债务，还清了房子， the peace in knowing 的y were not a slave to 的 creditors.
Five years after I hit bottom with my debt, I paid off 的 last of my school loan. I cannot adequately describe 的 feelings I had that day –但这是一种极大的解脱。就像从我肩上举起的重物。多年的牺牲是值得的。我的“mess”已经被清理了。